We were talking about personal finance coming up to Christmas on The Morning Show with Sybil & Martin last week. Research has shown that between €550 and €900 euro is the average spend, making it a very expensive time of year. We gave the viewers some very simple ideas that should make it a little easier to avoid the new year blues by spending wisely in December!
Tv3 News, Stephen Murphy on Regulators and pricing, 4th November 2011
In this piece by Stephen Murphy of TV3 we spoke about the issue of Regulators enforcing pricing and the fact that it is not a common practice.
TV3 The Morning Show – Personal Finance Clinic
We were delighted to help out again on The Morning Show on TV3 with Martin King & Aisling O’Loughlin who was sitting in for Sybil Mulcahy. We spoke about credit cards and then ran a live ‘twitter personal finance clinic’ afterwards.
Is keeping families ‘in the home’ merely keeping them in the fire?
You must question the morality of ‘keeping people in the home’ when doing so will push them deeper into debt they already can’t afford. The misery of a repossession is not the day you are told you have to move house, rather it is the stress on the way down, the calls, letters, meetings, the apprehension merged with repeated requests to fill in budget forms, and all the time knowing that you are unable to walk away because of our draconian debt laws.
We have 36,500 households in arrears, the greatest attrition is moving from 90-180 days into the 180 days or more unpaid, meaning that the people who go into arrears are not coming back, they remain unable to pay; the figures are hardening in the worst possible sector of the statistics.
Oddly, an increase in the 3-6 month bracket (if the total sum was stagnant) would be a sign of recovery as people paid their way back down the chain towards having a …