Thinking of moving home in 2024?

Firstly, I would like to wish you all a Happy New Year.

As many of us spend more time at home during the Festive season than we do throughout the year, we often look back and reflect on the past year and start thinking about potential changes we might make in 2024.

A lot of us will be thinking of moving home this year, maybe the family grew in 2023 and you are looking for more space, where as some people will be looking to downsize as their children move into a new home of their own. Maybe you are working remotely now and want to relocate to a different County? These are just some of the many reasons that you may wish to move home in 2024.

Many questions will be swirling around in your head, such as – How much can I borrow? What will my repayments look like? How can I save money? These are some of the many queries we are here to help you answer. Pick up the phone or drop me an email and …

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Rent to Buy, why?

I had dinner in early 2008 with a man who was a retired builder, he told me about the way he used to do business back in the 70’s, and he told me ‘you wait and watch! It’ll be happening that way again!’, he was right, although at the time I didn’t realise that.

He said that back in the 70’s when people came to see his houses they’d say ‘how much is it?’, and he might say ‘£12,000’ to which they invariably said ‘we can’t afford that!’, and his approach was this – ‘what can you afford?’. He would then negotiate a deal with the buyer based on renting out the property with a view to buying or letting them have the property and paying him directly without having to go down the route of standard mortgages etc. and it worked, he was successful through the 70’s and 80’s and he retired in the mid-90’s before (as he said) ‘the real fun began’.

The point about this is that being able to work …

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