What Role Does the Government Play in Mortgage and Housing in Ireland?

In every country worldwide, government involvement in housing and mortgage is vital as they control and monitor housing projects and interest rates that come with mortgage finances. In Ireland, the government has not been left out; they have been involved in all areas pertaining to housing and mortgages. This includes: –

Giving oversight of the housing and mortgage sector. The Irish government has been involved in real estate is regulating the interest rates and mortgages. As banks try to make money, the Irish government oversees the mortgages and housing finances, and this helps Irish citizens not to be exploited by both the brokers and lenders. It provides grants and loans. The Irish government offers incentives and grants in times of economic collapse, which has proven vital in helping to control the housing sector in Ireland. For instance, in the 1990s, when there was a financial bubble in Ireland, the government put commitment to expanding home ownership to encourage people to buy houses. Creating policies. The government’s involvement in the domestic mortgage market can take many forms. This includes social …

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