This week on Drivetime’s ‘Talking Money’ we looked at ways to take the maximum money saving ideas and put them to use in your own day to day life. Some are well known, others are not, but we are hopeful that there was something for everybody!
This week on RTE Radio 1’s ‘Drivetime’ our regular Monday edition of ‘Talking Money’ covered the issue of buying a home. Many first time buyers are starting to feel pushed into the home buyer cohort when they have other options such as renting or buying in a cheaper area, this can make a huge difference and we outlined some of the costs and concerns.
We were asked to speak to TV3 news about the ECB rate cut yesterday which was rather unexpected. We are now at a point where for some tracker mortgages their interest rate is effectively only made up of the fixed margin over ECB base rate.
We were asked to speak to Clem on KFM radio about the issue of housing shortages and why they happen as well as what can be done about it. We showed that it isn’t just Dublin, that some areas in Kildare are also experiencing the same problem.
This week on ‘Talking Money’ we looked at the ‘cost’ of education. I sometimes say ‘if you think education is expensive try ignorance’ but that doesn’t mean you have to opt for an expensive education. There are trade and professional apprenticeships and other routes to getting highly skilled, and going to university for a lot of people is not the best use of their time, we tried to articulate that while acknowledging the validity and importance of third and fourth level education.
We discussed housing and the economy with Marc Coleman on his Sunday night show ‘Coleman at Large’. Other guests included Dan White from the Herald, Constantin Gurgiev of Trinity, Sheena Horgan who works in marketing and Karl Deeter.
Matt Cooper spoke to John McCartney of Savills and Karl Deeter about the good and bad of any government intervention into the mortgage market.
The Moncrieff Show on Newstalk had us on to talk about interest rates, economics and taxation. In the unmistakable style that Sean Moncrieff is known for, suffice to say, he kept Karl on his toes!
We were asked to discuss whether or not we have a property bubble at present in Dublin. We don’t have a ‘bubble’ but we do have a boom and booms often lead to bubbles so the time for action is now, not later.