Drivetime: ESRI property report, November 2017

We spoke to Mary Wilson on RTE’s ‘Drivetime’ show about the ESRI Report which stated that property prices would continue to rise for several more years into the future. We know of no significant measure that will reduce the upward momentum of prices at present. In a worrying sense you also don’t see any yield compression – that means that as prices are rising so are yields, this typically indicates a normal relationship with prices and yields (in a bubble yields often drop as the toppy capital prices far outweigh yields).

 

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RTE Drivetime: ‘Talking Money’ on the best saving tips

This week on Drivetime’s ‘Talking Money’ we looked at ways to take the maximum money saving ideas and put them to use in your own day to day life. Some are well known, others are not, but we are hopeful that there was something for everybody!

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RTE Drivetime: ‘Talking Money’ to buy or not to buy a property?

This week on RTE Radio 1’s ‘Drivetime’ our regular Monday edition of ‘Talking Money’ covered the issue of buying a home. Many first time buyers are starting to feel pushed into the home buyer cohort when they have other options such as renting or buying in a cheaper area, this can make a huge difference and we outlined some of the costs and concerns.

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Talking Money, on ‘Peer to Peer’ lending, RTE Radio 1, 28th July 2014

On this week’s installment of ‘Talking Money’ on RTE’s ‘Drivetime’ show we looked at ‘Peer to Peer’ lending (also abbreviated as P2P).

There are downsides and upsides to it so we thought it would be worth fleshing that out, Audrey Carville who was the presenter on the day even started off with an interesting factoid that neither Jill nor Karl knew about!

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Talking Money on ‘savings’

On this weeks ‘Talking Money’ which is a regular contribution to RTE’s Drivetime we covered the topic of savings rates. Last week we looked at what low rates does to debt (makes it more manageable), the flip-side to that coin is the savers market and now savers are stuck looking for a return that isn’t forthcoming from deposit rates. So how do you outperform? We had a few ideas, but the news is always the same, you have to take on risk to get higher return.

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RTE Drivetime: ECB rate changes analysed with Mary Wilson

Mary Wilson spoke with us about the two changes in the ECB rate policy, the first being negative interest rates on overnight deposits for banks and the other being the rate cut.

The changes brought deposit rates from 0.0% to -0.1% and the base rate of interest from 0.25% to 0.15%.

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Drivetime RTE: Adam Maguire covers our Buy to Let research

Adam Maguire mentioned the research we did with Brian Lucey and Marie Hunt. The main points considered are why people don’t sell loss making properties?

There are complex decisions and emotions behind this and our research was only the tip of the iceberg (although the first of it’s type in Ireland). 

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RTE Drivetime – the IBF property market report, 28th May 2013

We were asked to speak to Mary Wilson about the IBF property report on RTE Drivetime. There was a view given earlier in the day that the month on month increase in applications was a positive thing, we chose to look at year on year figures which tell an entirely different story. And while lending is down 26%, drawdowns down over 18%, transactions are up over 14%.

To us this is indicative of a market where credit is not functioning in it’s natural role, price is not the issue, it’s scarcity which is the problem.

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