Ireland vs US: Public Transportation

Temporarily moving to Ireland has taught me more in my first three weeks than I had ever anticipated. One of the largest improvements to my life, in my opinion, has been the accessibility of public transportation. These bus systems and railways extends all across the country, allowing a person without a car or irish license the opportunity to explore many different parts of Ireland.

Additionally, this transportation is efficient and timely. The schedules are always available at stops or on mobile devices, giving travellers a very clear idea of when and how to get from one place to another.

At some point in these three weeks, I have really begun to understand where the busses go, what time they will be at the stop I like to use, and on average how long it will take for me to get back home. These instincts have taken time to develop, but they have allowed me to become a more independent and confident solo traveller, even if it is just solo travelling in Dublin.

My university in Ohio …

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Credit union caps

The change in the economic climate of Ireland in the last few months has caused many money lending institutions to change their policies. Credit unions are among the most common to change, with the current amount totaling 36 unions all across the state.

The largest adjustment to these businesses are focused around savings accounts of current members. People who are utilizing these saving tools are now being asked to keep their savings below a certain amount.

Some of the caps imposed on these deposit accounts range from €15,000 to €40,000, causing major problems for many of the current users. If an account is above the cap amount, the account owner is required to find an alternative place to store these additional funds in less than a month.

One of the largest draws towards credit unions for people is the ability to get higher interest rates on savings and lower interest rates on loans. High interest rates can be very beneficial on savings but without a significant amount of funds able to be held in an account you …

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