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Posts Tagged: aib free banking

  • On March 22, 2012
  • By Karl Deeter
  • In aib Allied Irish Bank
  • With No Comments

How much does it cost to lodge €1,000? AIB and bank fees…

The natural inclination is to be angry with AIB.. What are they at? Jacking up fees? Ridiculous!

Holding an average balance of €2,500 in your current account means that anybody on the average industrial wage will probably never qualify (because they’ll only earn about €2,330 per month after tax) unless they start to use it as a ‘savings account’ as well.

Some thinking thus far is that you always have the option of putting €2,500 in an actual deposit account at 4%, that will yield €100 per year which, after our fancy new [higher] DIRT rate kicks in, will net you €70 or about €5.83 a month which will buy you a Mars bar once a week every week.

‘Free banking’ was never actually ‘free’, there were always charges for overdrafts, and referral fees, and bounced cheques. What was ‘free’ was the access and use of the payments system or the ‘money transmission system’ as we call it in bankolloxolgy.

the rage of the National Consumer …

Read More →

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