Money Hacks

Today we’re going to talk about money hacks, what they are, and how they can help you. Money hacks are ways for you to reduce the amount of money you spend. Finding money hacks is perfect for helping you to save save save.

  • Do it yourself

One great money hack is doing it yourself. When things break, we are quick to call others to fix them because hey, that’s what they are there for right? Instead of calling someone to fix them, look it up to see if it is something that you can fix yourself. Not only is this good for saving money but you can also turn this into a hobby. If you find yourself with some downtime in the evenings or weekends, why not figure out a way to make some extra money? Do it yourself crafts are a fun way to make some extra money. If you’re a crafty person, you can look up pretty much any type of craft. Homemade jewelry, soap, and even custom furniture can be done right from the comfort of your own home.

  • Exercise

Yes, exercising can be a money hack. Sounds odd but exercising can save you money in the long run. One of the largest of which is probably medical bills. This doesn’t mean that you have to go out and get a gym membership, instead try walking more or riding a bicycle instead of driving.

  • Paying for the year instead of monthly

Not everyone wants to pay for a full year right up front when subscribing to different accounts, but many subscriptions offer a discount if you go with the annual choice over the monthly.

  • Packing your own lunch

Many people go to work everyday knowing that they are going to go out to buy their lunch. Whether it is going to a restaurant with co-workers or something quick on your own, every day it adds up. €10 to €15 a meal may not seem like much but by the end of the week that is €50 to €75 a week. At the end of the month, that is €200 to €300 just on lunch alone.

These are a few simple money hacks that can reduce the amount of money you’re spending. The less you spend, the more you can save and the more you save, the more financially secure you can become.

This article was written by Nicole, an intern at Irish Mortgage Brokers and Yes.ie from the USA

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