1. Lynne Kennedy

    I totally agree with you and wonder how nobody has pointed it out before now. Are people with mortgages actually told the facts when they take this ‘payment holiday’? It appears they are not being told the truth.

  2. Two step process:
    1. Update Irish bankruptcy laws – remove personal recourse. Banks will then act more prudently.
    2. Allow repossessions – the ban is retarded (sorry for using the most un-PC term in the world right now).

  3. I think that the biggest issue in regards to financial problems is deeper than what is seen on the surface. I think the problem is actually as much emotional as it is financial. Where there is overspending, not only is there a monetary gap, but an emotional one as well that needs to be looked at Just my .02

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