This post is hopefully a free for all on the topic of mortgage arrears. I would like to pose several questions, feel free to answer as you see fit.
1. For people in mortgage arrears, should they be helped? And if so then how?
2. Does the individual bear responsibility for their borrowing, and if so then is it correct to support that borrowing? Should a person ever be liable to repay help they receive in such an instance?
3. At what point should a person not be given help? And equally, when should financial help begin?
4. How would this be financed?
We look forward to your answers!