This week on Talking Money we looked at the issues that might arise due to changes in mortgage lending rules. Karl Deeter and Jill Kerby have a weekly piece on RTE with Mary Wilson, tune in Monday’s at 18:10
This is a copy of a good debate that took place on the Sean O’Rourke show today on RTE Radio. It was a good example of how two contrary points can both have supporting arguments which seek different ends but where both sides have validity. We think that a return to bubble credit would be a disaster, but equally hold dear the idea that it isn’t up to Central Banks to orchestrate the winners and losers in society.
This week on ‘Talking Money’ a regular segment on RTE Radio 1’s Drivetime show, Karl Deeter & Jill Kerby talked about how Irish people hold more cash than is healthy and what to do about it. Oddly, we are not that different from other countries in terms of property holdings but we are when it comes to cash preference.
This was our first time to do ‘Talking Money’ on RTE’s Drivetime Show, we looked at financial resolutions, how to make them simple, and most importantly, how to set them up so you actually implement them, the key is to take small steps and form habits rather than trying to do it all at once. Listen in to the clip to find out more!
We were asked to appear on the Marc Coleman show which was about credit, retail and the plethora of other topics he normally covers. It was fun, Marc was his usual self and we even had the chance to give him some of the rough treatment he so expertly deals out to others, if you aren’t familiar with the show it would be worth tuning in, it’s always a good time. In particular this Sunday the 14th where they will cover an entire show on the topic of homelessness.
We were asked by Morning Ireland to discuss homelessness and to iterate our view that the removal of bedsits which were a source of housing for people with low to no incomes was a mistake. Focus Ireland shared the view and made important points about their work being more than just putting roofs over peoples heads.
This week on Talking Money on RTE Radio 1’s ‘Drivetime’ show Karl Deeter & Jill Kerby discussed different aspects of Christmas and how you can save money during the festive season. Sticking to the simple ground rules of lists, sensible shopping and a few other tips will help the average person go into 2015 with less of a financial headache than they otherwise might have had!
On talking Money on the 24th of November we looked at the issue of mortgage arrears and the role of the Insolvency Service in terms of finding ways to get solutions with guaranteed end dates. There is a mismatch between the goal of banks and borrowers and it is resulting in solutions that often don’t work.
Last week on ‘Talking Money’ Mary Wilson spoke to Karl and Jill about ways to ‘beat the bank’. In an era of low returns and higher costs on credit and use of the financial system beating the banks becomes an important aspect of finances because of the amount of interaction most of us have with banks.
We spoke with Mary Wilson on Drivetime about the Budget 2015 announcements and agree that it wasn’t a ‘budget for builders’ because it was more like a budget for land bankers.