Today FM: The last word, Matt Cooper talks to Karl Deeter & Ruth Coppinger

Karl Deeter was on Today FM’s ‘The Last Word’ with Matt Cooper to discuss proposals by TD Ruth Coppinger to break the law if you are at risk of eviction.

Our view is that the law should be honoured and that to suggest breaking the law ought to be way down the list of suggestions for people with housing difficulties. It would make far more sense to speak to the Department of Social Protection and to use the services and protections that we have set up as a society rather than to take the law into your own hands.

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Newstalk: Breakfast show speaks to Irish Mortgage Brokers

We were pleased to feature on Newstalk’s ‘Breakfast Show’ this week, to our surprise we became an association! To clarify, that was just a title oversight by the presenter, we are still our plain old regular selves working as brokers.

The piece was questioning the validity or need for first time buyer type grants and what it could mean for both buyers and the industry.

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TodayFM: The last word on rent control/certainty

The cleansed expression ‘rent certainty’ is the same as ‘rent control’ irrespective of what anybody says to distance themselves from the two being the same.

There are different types (or generations) of rent control, but that doesn’t make rent certainty ‘not like’ any of them, what is often described as ‘rent certainty’ is in fact more commonly known as third generation rent control which in a nutshell is ‘price control mechanisms intralease’ or ‘within’ the lease.

This debate is an interesting one and we were very pleased to take part. This piece aired on the 28th of June 2016.

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The Last Word on Today FM talk to Irish Mortgage Brokers

The Last Word hosted by Matt Cooper featured Irish Mortgage Brokers and the Independent’s Paul Melia to discuss issues around social housing and indebtedness.

Paul Melia had researched the outcome of 1,700 social houses that were promised last year and found that none of them had been commenced, this is in our opinion the kind of high quality journalism that leads to greater public accountability.

The radio clip beings with a conversation between Matt and Paul where the issues for non-delivery are covered.

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Today FM: The Last Word, Karl Deeter & Eoin O’Broin discuss housing

We were pleased to be part of a discussion about housing which featured our own analyst Karl Deeter and Sinn Feins Eoin O’Broin to talk about housing.

Deeter was at pains to point out that tenant protection was enshrined under the idea of ‘dual ownership’ back in the 1870’s and O’Broin said that there were other things to consider, it was a measured and interesting debate.

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RTE: Sean O’Rourke show, Karl Deeter & Ruth Coppinger discuss housing

We were pleased to take part in a conversation about social housing on the Sean O’Rourke show today. Karl was raising the point that people who need social benefits assistance should get them but not necessary forever, that it can constitute a form of ‘middle class welfare’.

Ruth had a different view and believes that social housing should not be aimed at people who need the homes the most and that social help shouldn’t just be given to the poorest in society. When Sean asked specifically if  she believed in an entitlement to social housing for life irrespective of your means, and she didn’t disagree.

We believe this is something that should be discussed because a benefit entitlement that makes sense on day one might not make sense 20 years down the road and if the idea of social housing is to help the less well off then keeping them when you are well off at a low price (which constitutes a transfer) doesn’t seem justified.

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Pat Kenny show, the ‘Friday Panel’

We were asked to take part in Pat Kenny’s ‘Friday Panel’ which was hosted by Shane Coleman. The discussion was on many property matters and went on to cover politics and crime. The panel members were Michael O’Regan the political correspondent of the Irish Times, Martina Devlin who is a well known journalist and author, and lastly was our own Karl Deeter.

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Newstalk: Pat Kenny & Karl Deeter discuss ‘rent certainty’ and construction

Pat Kenny had Karl Deeter of Irish Mortgage Brokers on his show to discuss ‘rent certainty’ and some aspects of construction as well as why they are both concerns for the Irish housing market.

The issues are important for both sides, prices affect different sides of a contract differently and large swings can be damaging to one or the other of them. The answer in Karl’s view is longer leases which requires no legal changes, but this is not being discussed.

 

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Newstalk Sunday Show: A discussion on the ‘Tsunami of repossessions’ that hasn’t arrived

On Newstalk’s ‘The Sunday Show’ Shane Coleman spoke to Karl Deeter (of Irish Mortgage Brokers) and David Hall of the IMHO.

It was to cover the topic of repossessions and some research that had  been carried out by Karl Deeter and several others (Seamus Coffey, Economics lecturer in UCC, Brendan Burgess of AskAboutMoney.com and Simon Farrell, researcher) about what occurs in courts during possession hearings.

The debate was robust and lively.

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Drivetime RTE: Karl Deeter on pan-European Mortgages

In this piece on RTE’s flagship evening show ‘Drivetime’ Karl spoke about how mortgages being ‘cross boarder’ may not result in better prices for Irish consumers any time soon.

Obviously it would be great for the broker industry who are the natural distributors of such products, but there are many other factors at play including the largely under utilized Insurance Mediation Directive.

The piece finishes with some thoughts on rent control (or ‘certainty’) which are being suggested by Alan Kelly.

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