This is the usual update of rates available at the moment. As you’ll notice, AIB is the leader in almost every section. However, they are not necessarily lending to every client hoping to obtain finance with them – to know if they’ll be the lender of choice you need to construct the application in a manner that will ensure it shows the best aspects of the case to them.
There are lots of other lenders out there too (we deal with the pillar banks and many others as well), so looking at ‘best rate’ is perhaps different than ‘best attainable rate’.
Anyway, here is the list, if you ever want mortgage advice give us a call! 016790990
Best variable rate mortgage: AIB 3.24% (with one for 2.84% < 50% LTV)
Best 1yr fixed rate mortgage: AIB 4.15%
Best 2yr fixed rate mortgage: PTsb 3.1% < 50% LTV, otherwise AIB 4.65%
Best 3yr fixed rate mortgage: AIB 4.88%
Best 5yr fixed rate mortgage: PTsb 3.7% < 50% LTV, otherwise its AIB 5.35%
Best 10yr fixed rate mortgage: n/A 12/2011
Oh, one …