Avant Money turned 1 year old, and in that time they changed everything.

Avant Money is part of the Bankinter group and they have been in the market for just one year and in that time they have been transformational in terms of what they have achieved in the current landscape.

To begin with they came in and offered the lowest rates we have ever had since the days of tracker mortgages, their fixed rates were also available for longer durations at these low rates than the other leading rates of the day. After that they brought out a suite of fixed rates which were also at the forefront of the market.

As a lender who distributes exclusively through brokers this is wonderful in our view as it drives people towards independent financial advice and greater selection. We can’t wait to see what Avant Money has coming down the line in year two!

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3 Economic Ways to Revive Your Outdoor Space

 

A few individuals in Ireland have the luxury of enjoying their property’s outdoor space. Therefore, if you have enough outdoor space, you need to ensure that it is both comfortable and aesthetically pleasing. This space will encourage you to spend more time outside while enabling you to make use of the space that you have at your disposal. This article shares 3 cheat but useflu ways that you can use to revive your outdoor space. 

Grow some plants

To revive your outdoor space, the best and easiest thing you can do is growing plants, even if they are potted. To grow these plants, you need to undertake a research of the varieties of plants that grow well in your area. This is the best way to ensure that the plants can grow and thrive with your region’s climate. Apart from potted plants you can place on the ground, you could also hand plants in baskets and pots which may revive your outdoor space. The plants can also act as a partition for your outdoor space and can define the …

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6 Things to Consider when Preparing to Move

 

Regardless of your reasons to move, you need to be financially prepared so that your transition to the new home can be smooth and hassle free. There is nothing more difficult than trying to understand the money issues that are related to the move. Some of the difficulty can be faced during the hiring of movers, purchasing of supplies or looking for storage. This post offers some factors that you need to consider when you are planning to move. 

Credit Score

A credit score is important since it can influence the cost of housing. The score can also determine of you have the ability to buy or rent a home you want. If you want to buy a home, a credit score will determine if you qualify to get a mortgage and the interest rate you will pay for the mortgage.

The Cost of properties in different areas

You need to spend a lot of time looking at different homes close to where you live and where you want to move to. You need to make an assessment of …

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Home Security System…Why?

 

For centuries, people have attempted to protect their homes, properties, and selves. Royal families, noblemen, and senior citizens hired personal protection security guards during the Industrial Revolution. This shows that the current systems of domestic safety have been around for a long time. 

When looking at factors into choosing home security, including how you and your family can benefit from the system, well, installation, armament, and handling alarms are all aspects of security control systems that can make you wonder whether they’re worth the effort. An intelligent home safety system includes both house and personal safety. Today, there are numerous types of safety systems available for both families and businesses. This type of service ensures property and family safety and health. Moreover, individuals’ safety practices and property security hardware are both included in home security.

A security system usually includes critical components that play a role in improving security, and they are integrated into the system. You can choose a wired or wireless security system based on your preferences and budget. Given how to best protect your valuables and …

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What are the Best Real Estate Investments in Ireland

 

Introduction

Real estate is one of the oldest assets that has existed for many centuries. Kings, noblemen, kingdoms, and chiefdoms used the land as a form of exchange or compensation during wars and gave the royal families as a sign of reward. Over the years, real estate has become the most profitable business idea for those who can invest heavily in land or real estate and wait for it to appreciate over time. Moreover, factors such as urbanization have made it more beneficial and appealing than investing in the stock market. It is three times more likely than any other business to make money, in my opinion.

Best types of investments

In Ireland, there are many types of real estate investments namely:

Physical property investments

Physical property investment can often yield high returns with these categories and requires more significant initial investment and patience for property to appreciate. The best type of investment are as follows:

Residential real estate.

Building houses where people can live is an excellent investment because of the population growth and rental housing demand …

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4 Easy DIY Projects to Improve your Home

 

Without a doubt, the renovation of the entire house can add value to your home. However, this process of upgrading your home has the potential to push you into debt or use up your savings. Re-grouting, painting, or power washing your home’s exterior will not cost a lot of money, but they can increase your home’s value. With a few dollars and a DIY attitude,you have the possibility of listing your home at a much higher price whenever you are ready to sell. If you don’t want to sell, you can enjoy living in a more beautiful place. Here are 4 easy DIY interior updates to improve your home.

 

Repaint the walls

If your walls have a fading wallpaper, outdated color, dirty paint or scratches, a few cans of paint can make a very big difference. To ensure that the value of your home is maximized for sale, select a neutral color scheme that appeals to a majority of potential buyers, makes spaces look more beautiful, and unifies the whole house.

Putting up crown molding

Crown …

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Why are investment funds buying up Irish Property?

Large-scale private rented sector (PRS) investors, sometimes called vulture or cuckoo funds, have rapidly become a major force in the Irish property market over the last few years.

As recently as 2017, these funds were a minor and insignificant part of the housing market. However, these firms have spent more than €6 billion buying Irish homes, apartment buildings, and commercial properties over the last three and a half years.

The cuckoo funds show no sign of slowing down in 2021, as they have spent €1.5 billion so far this year, according to recent figures from estate agents and property adviser JLL. Most of these funds are backed by international investors, and have quickly become big players in the market, particularly investing in deals for new apartments in Dublin.

But what is driving this relatively new and rapidly growing force in the market?

Analysts say that an influx of cash in European markets, lack of yields in traditional assets including bonds, and the huge surge in housing demand and high rent prices in Ireland have combined to create a very lucrative …

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How you can be approved for a mortgage in Ireland despite Central Bank’s rules

It’s no secret that house prices are continuing to rise in Ireland. Because of this, it is more important now than ever to maximize the amount that you are allowed to borrow. The Central Bank’s rules often do not make this process any easier, as many have criticized the Central Bank on its restrictive rules in terms of how much people are allowed to borrow. To be approved for a mortgage in Ireland, you first have to fall within the Central Bank’s income rules. Second, your lender will evaluate your repayment capacity.

First, the Central Bank restricts lenders to loans of 3.5 times the borrowers’ income (joint and single), unless they are granted an exemption. This means that someone making €40,000 can borrow up to €140,000, and a couple making €100,000 combined can borrow up to €350,000, respectively.  However, to be approved for a mortgage, they must also pass a stress test, per Central Bank rules. This tests the ability of the borrower to repay the loan each month should interest rates rise by 2 percent above what the lender …

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What do I need to acquire a House in Ireland Today?

Are you planning to acquire a house in Ireland? To those who are inexperienced with the procedure or are seeking to acquire a mortgage for the first time, it may seem lengthy and tiring. Obtaining a mortgage has never been straightforward; nevertheless, a combination of rising house prices and restrictive Central Bank credit criteria has made it extremely difficult in recent years. While various people will most likely take different techniques, specific broad guidelines, anyone can guarantee their application runs well.The first one is to ensure that your financial situation is well and that everything is accounted for. In addition to jobs and money, this may include goods such as home insurance and property valuation. It would be best to consider how long you have lived in Ireland, depending on the lender, and this may play a factor in their choice. Borrowers should also ensure that they have good credit and are not in excessive debt. Lenders are more likely to be wary of consumers with poor credit records since they seem less likely to repay their loans in …

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