We can get you a mortgage if you have income that is difficult to prove, if you recently became self-employed or if you have had credit issues in the past.

Income that is difficult to prove:

People who have this issue are generally self employed and have started a business. Doing this means that most banks will not lend to you until you have a track record of several years. Does that mean you have to put your life on hold in terms of buying a home, moving house or getting a remortgage? Absolutely not, we can help you get a mortgage if this describes your situation, and we will help guide you through the myriad of choices so be it self certification of income or otherwise, so that you get the best price while also having the best flexibility. We take care of dealing with the banks so that you have the time to concentrate on your own business.

Self Certification:

This has become more common in recent years and only some banks will allow you to do this. If you have had any issue in getting a loan with your own bank or you need to self certify your income then please call us and one of our professional financial advisors will assist you.

Credit issues in the past:

Banks refer to your credit history as part of your application and if you have ever missed a loan repayment or had a credit card revoked it may affect your application. Thankfully in the broker market there are banks who are still able to provide you with the mortgage you want and we deal with every lender in this area so we will be able to give you all of the options available.