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	<title>Comments for Irish Mortgage Brokers Blog</title>
	<atom:link href="http://www.mortgagebrokers.ie/blog/index.php/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.mortgagebrokers.ie/blog</link>
	<description>Keeping you informed on the Irish mortgage market.</description>
	<pubDate>Thu, 09 Feb 2012 12:11:32 +0000</pubDate>
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		<title>Comment on Hand back the keys and walk away. by walkaway</title>
		<link>http://www.mortgagebrokers.ie/blog/index.php/2010/07/13/hand-back-the-keys-and-walk-away/#comment-12376</link>
		<dc:creator>walkaway</dc:creator>
		<pubDate>Tue, 07 Feb 2012 18:41:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagebrokers.ie/blog/?p=4022#comment-12376</guid>
		<description>well i see no problem with people handing the keys back... this is business, the house is the collateral, especially with 100% mortgages.... The world does not rotate around CREDIT/LOANS...</description>
		<content:encoded><![CDATA[<p>well i see no problem with people handing the keys back&#8230; this is business, the house is the collateral, especially with 100% mortgages&#8230;. The world does not rotate around CREDIT/LOANS&#8230;</p>
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		<title>Comment on Mortgage Market Trend Outlook 2012 by Karl Deeter</title>
		<link>http://www.mortgagebrokers.ie/blog/index.php/2012/01/06/mortgage-market-trend-outlook-2012/#comment-12254</link>
		<dc:creator>Karl Deeter</dc:creator>
		<pubDate>Tue, 31 Jan 2012 09:34:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagebrokers.ie/blog/?p=5239#comment-12254</guid>
		<description>Ronan, thanks a million, I don't know why that happened! It's fixed now (doh!)</description>
		<content:encoded><![CDATA[<p>Ronan, thanks a million, I don&#8217;t know why that happened! It&#8217;s fixed now (doh!)</p>
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		<title>Comment on Mortgage Market Trend Outlook 2012 by Ronan</title>
		<link>http://www.mortgagebrokers.ie/blog/index.php/2012/01/06/mortgage-market-trend-outlook-2012/#comment-12091</link>
		<dc:creator>Ronan</dc:creator>
		<pubDate>Mon, 16 Jan 2012 12:08:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagebrokers.ie/blog/?p=5239#comment-12091</guid>
		<description>Karl,

The report link points to an Indo opinion piece rather than your report.</description>
		<content:encoded><![CDATA[<p>Karl,</p>
<p>The report link points to an Indo opinion piece rather than your report.</p>
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		<title>Comment on Propertypin proves nothing on Rent Allowance (other than that their figures are wrong) by Gaius</title>
		<link>http://www.mortgagebrokers.ie/blog/index.php/2011/08/16/propertypin-proves-nothing-on-rent-allowance-other-than-that-their-figures-are-wrong/#comment-11769</link>
		<dc:creator>Gaius</dc:creator>
		<pubDate>Tue, 03 Jan 2012 16:32:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagebrokers.ie/blog/?p=5079#comment-11769</guid>
		<description>Karl
I have personally experienced putting in a rental offer on a house that had been vacant for months only to be told "sure we can get more than that on social welfare".</description>
		<content:encoded><![CDATA[<p>Karl<br />
I have personally experienced putting in a rental offer on a house that had been vacant for months only to be told &#8220;sure we can get more than that on social welfare&#8221;.</p>
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		<title>Comment on Peer to peer lending, maybe there is an alternative to banks? by sarah</title>
		<link>http://www.mortgagebrokers.ie/blog/index.php/2008/07/21/peer-to-peer-lending-maybe-there-is-an-alternative-to-banks/#comment-11682</link>
		<dc:creator>sarah</dc:creator>
		<pubDate>Thu, 29 Dec 2011 12:36:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagebrokers.ie/blog/index.php/2008/07/21/peer-to-peer-lending-maybe-there-is-an-alternative-to-banks/#comment-11682</guid>
		<description>hi, zopa etc are not available in ireland, are there any peer to peer option in ireland?</description>
		<content:encoded><![CDATA[<p>hi, zopa etc are not available in ireland, are there any peer to peer option in ireland?</p>
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		<title>Comment on The importance of Land or Site Value Taxation, Fred Harrison, Karl Deeter and Stephen Reed by The Irish Economy &#187; Blog Archive &#187; Poll tax to be replaced by property tax</title>
		<link>http://www.mortgagebrokers.ie/blog/index.php/2010/11/02/the-importance-of-land-or-site-value-taxation-fred-harrison-karl-deeter-and-stephen-reed/#comment-11572</link>
		<dc:creator>The Irish Economy &#187; Blog Archive &#187; Poll tax to be replaced by property tax</dc:creator>
		<pubDate>Wed, 21 Dec 2011 09:42:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagebrokers.ie/blog/?p=4487#comment-11572</guid>
		<description>[...] as good as ready. Ronan Lyons&#8217; has made good progress with his, as has Karl Deeter (also on video). Let&#8217;s hope the expert group will take this advice to [...]</description>
		<content:encoded><![CDATA[<p>[...] as good as ready. Ronan Lyons&#8217; has made good progress with his, as has Karl Deeter (also on video). Let&#8217;s hope the expert group will take this advice to [...]</p>
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		<title>Comment on 10 points in favour of Site Value Tax or Land Value Tax by The Irish Economy &#187; Blog Archive &#187; Poll tax to be replaced by property tax</title>
		<link>http://www.mortgagebrokers.ie/blog/index.php/2011/02/15/10-points-in-favour-of-site-value-tax-or-land-value-tax/#comment-11571</link>
		<dc:creator>The Irish Economy &#187; Blog Archive &#187; Poll tax to be replaced by property tax</dc:creator>
		<pubDate>Wed, 21 Dec 2011 09:15:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagebrokers.ie/blog/?p=4786#comment-11571</guid>
		<description>[...] new, our submission is as good as ready. Ronan Lyons&#8217; has made good progress with his, as has Karl Deeter (also on video). Let&#8217;s hope the expert group will take this advice to [...]</description>
		<content:encoded><![CDATA[<p>[...] new, our submission is as good as ready. Ronan Lyons&#8217; has made good progress with his, as has Karl Deeter (also on video). Let&#8217;s hope the expert group will take this advice to [...]</p>
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		<title>Comment on Tracker mortgages: make sure you don&#8217;t miss out! by Gerard  Dunne</title>
		<link>http://www.mortgagebrokers.ie/blog/index.php/2011/11/24/tracker-mortgages-make-sure-you-dont-miss-out/#comment-11250</link>
		<dc:creator>Gerard  Dunne</dc:creator>
		<pubDate>Thu, 24 Nov 2011 20:34:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagebrokers.ie/blog/?p=5219#comment-11250</guid>
		<description>Hi MArk

My Fixed rate mortgage of 4.99% finished. I was offered a tracker but the rate was 4.75%. The ECB rate at the time I took the mortgage was (November 2006) was 3.25% My Mortgage Standerisation terms show the tracker after year 5 would be 4.75% which was a margin of 1% above ECB rate. The bank are now telling me they want to take a margin of 3.25%. My Mortgage clearly says that the margin rate on a tracker cannot change over the term of the mortgage. Can you confirm that the bank must offer me ECB plus 1% which today would be 2.25% not 4.75% they are quoting</description>
		<content:encoded><![CDATA[<p>Hi MArk</p>
<p>My Fixed rate mortgage of 4.99% finished. I was offered a tracker but the rate was 4.75%. The ECB rate at the time I took the mortgage was (November 2006) was 3.25% My Mortgage Standerisation terms show the tracker after year 5 would be 4.75% which was a margin of 1% above ECB rate. The bank are now telling me they want to take a margin of 3.25%. My Mortgage clearly says that the margin rate on a tracker cannot change over the term of the mortgage. Can you confirm that the bank must offer me ECB plus 1% which today would be 2.25% not 4.75% they are quoting</p>
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		<title>Comment on Rent to Buy, why? by Anne</title>
		<link>http://www.mortgagebrokers.ie/blog/index.php/2009/03/03/rent-to-buy-why/#comment-10976</link>
		<dc:creator>Anne</dc:creator>
		<pubDate>Tue, 08 Nov 2011 22:24:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagebrokers.ie/blog/?p=1231#comment-10976</guid>
		<description>Hi,

Would it be possible to get a list of propeties available in Dublin City centre, also some more information how to apply to the Rent to Buy Scheme?

Thanks,
Anne</description>
		<content:encoded><![CDATA[<p>Hi,</p>
<p>Would it be possible to get a list of propeties available in Dublin City centre, also some more information how to apply to the Rent to Buy Scheme?</p>
<p>Thanks,<br />
Anne</p>
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		<title>Comment on Rent to Buy, why? by ciara</title>
		<link>http://www.mortgagebrokers.ie/blog/index.php/2009/03/03/rent-to-buy-why/#comment-10933</link>
		<dc:creator>ciara</dc:creator>
		<pubDate>Sun, 06 Nov 2011 00:13:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagebrokers.ie/blog/?p=1231#comment-10933</guid>
		<description>hi could you please email a list of rent to buy houses in north dublin thanks ciara</description>
		<content:encoded><![CDATA[<p>hi could you please email a list of rent to buy houses in north dublin thanks ciara</p>
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